Patriot National Underwriters, Inc. offers umbrella or excess liability with both admitted and non-admitted companies.

We can provide you with umbrella or excess liability coverage on either a primary or excess basis on virtually any class of business through several leading umbrella / excess markets.

Required underlying (primary) limits on most classes:

• General Liability

• $1,000,000 occurrence
• $2,000,000 general aggregate
• $2,000,000 products / completed operations aggregate
• $1,000,000 personal / advertising injury

• Automobile Liability

• $1,000,000 CSL

• Employers' Liability

• $1,000,000 each accident
• $1,000,000 disease–policy limit
• $1,000,000 disease–each employee

Submission Requirements on most risks:

• Completed Acord Applications
• Copies of Underlying General Liability quote with classifications, exposure basis and terms & conditions
• Currently valued general liability and auto liability loss runs for 5 years or number of years in business if less than 5 years
• Any applicable supplemental application

Sample of classes written include:

• Commercial Property Manement, Owners or Services
• Contractors

• Artisan Contractors
• General Contractors
• Specialty Contractors

• Delivery / Transportation Risks
• Distributors
• Habitational Risks

• Apartments–including condo or townhome rentals
• Hotel / Motel
• Rental Dwellings

• Manufacturers
• Retail Risks
• Wholesale Risks

Call us at (972) 239-1458 or (800) 291-6846 about classes of business not listed above.